Personal Loan

An unsecured loan with no property or security needed — for a wedding, medical bill, travel, education or to consolidate costlier debt into one EMI.

Associated with 25 banks & NBFCs · A minimal service fee, agreed before we start

Who it is for

  • Salaried employees with a regular monthly income
  • Self-employed professionals and business owners with filed returns
  • Applicants with a healthy credit history

What you can use it for

  • Wedding or family function
  • Medical expenses
  • Travel or education
  • Consolidating credit-card and other high-interest debt

Options

Salaried personal loan

Based mainly on salary, employer and credit history.

Self-employed personal loan

Based on income tax returns and banking.

Balance transfer & top-up

Move an existing personal loan to a lower rate.

Documents you will need

The starting list. Your lender may ask for more depending on your profile — we tell you before you collect anything.

  • PAN card
  • Aadhaar
  • Photograph
  • Salary slips (3 months)
  • Bank statement (6 months)
  • Form 16 / ITR

How we help

Tell us your need

A quick call about the loan, your income and any existing loans.

We match lenders

We shortlist the banks and NBFCs whose criteria fit your profile.

Documents, sorted

We collect, check and file them — right the first time.

Sanction & disbursal

We follow up with the lender until the loan is paid out.

Personal Loan — common questions

Read next: Loan Against Property vs Personal Loan: Which Should You Choose?

What decides my personal loan rate?

Mainly your credit score, income, employer or business stability and existing EMIs. Because there is no security, lenders price the loan on your profile — which is why comparing lenders matters.

Will applying hurt my credit score?

A formal application usually adds an enquiry to your credit report, and many enquiries in a short time can lower your score. We shortlist the lenders that fit you before applying, rather than applying everywhere.

Personal loan or loan against property?

A personal loan is faster and needs no security; a loan against property usually costs less and allows larger amounts and longer tenures. Our guide compares the two.

Need a personal loan?

Leave your number and we will call you — we compare 25 banks & NBFCs for your profile.