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Business Loan

Funding for traders, manufacturers and service businesses — whether you need a term loan to expand, working capital to run day to day, or a collateral-free loan under a government guarantee scheme.

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Associated with 25 banks & NBFCs · A minimal service fee, agreed before we start

Who it is for

  • Proprietors, partnerships, LLPs and private limited companies
  • Traders, manufacturers and service businesses with a running track record
  • Micro and small enterprises registered on Udyam (for CGTMSE and Mudra)

What you can use it for

  • Expanding premises, opening a new branch or outlet
  • Buying machinery or equipment
  • Stock, raw material and day-to-day working capital
  • Refinancing costlier business debt

Options

Term loan

A fixed amount repaid in EMIs over a set tenure — for expansion, equipment or a one-time need.

CGTMSE

A government trust guarantees the bank's lending to eligible micro and small enterprises, so the bank can lend without collateral.

Mudra (PMMY)

Smaller-ticket loans for micro enterprises, with lighter paperwork.

Working capital (CC / OD)

A limit you draw on and repay as cash moves through the business; interest is charged only on what you use.

Documents you will need

The starting list. Your lender may ask for more depending on your profile — we tell you before you collect anything.

  • PAN card
  • Aadhaar
  • Photograph
  • ITR (2 years)
  • GST returns (12 months)
  • Bank statement — current account (12 months)
  • Business proof (GST / Udyam / shop licence)
  • Audited balance sheet & P&L (where applicable)

How we help

Tell us your need

A quick call about the loan, your income and any existing loans.

We match lenders

We shortlist the banks and NBFCs whose criteria fit your profile.

Documents, sorted

We collect, check and file them — right the first time.

Sanction & disbursal

We follow up with the lender until the loan is paid out.

Business Loan — common questions

Read next: CGTMSE Explained: Collateral-Free Loans for Small Businesses

In your city: Business Loan in Delhi NCR

Can I get a business loan without collateral?

Often, yes. Many lenders offer unsecured business loans to businesses with steady banking and filed returns, and eligible micro and small enterprises can borrow without collateral under CGTMSE. Larger amounts or a thinner track record usually need security.

Which is right for me — a term loan or a CC/OD limit?

A term loan suits a one-time need such as machinery or expansion. A cash credit or overdraft limit suits money that goes out and comes back through the business cycle, because you pay interest only on what you draw. Many businesses use both.

Do I need GST registration?

Most lenders ask for it, along with GST returns, because they show turnover. If your business is not GST-registered, tell us — some lenders and schemes can work from bank statements and other proof.

Need a business loan?

Leave your number and we will call you — we compare 25 banks & NBFCs for your profile.

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