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Home Loan

Buying a flat or house, building on your plot or renovating — we compare lenders for your income and the property, and handle the paperwork through to disbursal.

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Associated with 25 banks & NBFCs · A minimal service fee, agreed before we start

Who it is for

  • Salaried and self-employed buyers
  • Owners of a plot who want to build
  • Existing home-loan borrowers paying a higher rate than today's offers

What you can use it for

  • Buying a ready or under-construction property
  • Plot purchase and construction
  • Renovation or extension
  • Balance transfer and top-up on an existing home loan

Options

Home purchase

Ready or under-construction flats and houses.

Plot & construction

Buying a plot and building on it, disbursed in stages.

Balance transfer & top-up

Move your home loan to a lender with a lower rate, often with extra funds.

Documents you will need

The starting list. Your lender may ask for more depending on your profile — we tell you before you collect anything.

  • PAN card
  • Aadhaar
  • Photograph
  • Salary slips (3 months)
  • Bank statement (6 months)
  • Form 16 / ITR
  • Property papers
  • Sale agreement / allotment letter
  • Approved building plan

How we help

Tell us your need

A quick call about the loan, your income and any existing loans.

We match lenders

We shortlist the banks and NBFCs whose criteria fit your profile.

Documents, sorted

We collect, check and file them — right the first time.

Sanction & disbursal

We follow up with the lender until the loan is paid out.

Home Loan — common questions

Read next: Home Loan Balance Transfer: When Does It Make Sense?

How much home loan can I get?

It depends on your income, existing EMIs, credit score and the property's value. Use the eligibility check on our home page for a rough figure, then we confirm it with lenders.

Is there a penalty for prepaying a home loan?

Under RBI rules, banks and NBFCs cannot charge a prepayment penalty to individual borrowers on floating-rate home loans. Fixed-rate loans can carry charges — check your loan agreement.

Should I transfer my home loan to another bank?

It can be worth it when the rate difference is meaningful and a good part of the tenure is left. Weigh the saving against the new lender's processing, legal and valuation charges.

Need a home loan?

Leave your number and we will call you — we compare 25 banks & NBFCs for your profile.

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